Terms of Use

Effective October 29, 2026

By using this site or requesting a Never-Sell Review, you agree to these terms.

Educational only

Everything on this site and in a Never-Sell Review is general and educational. It is not tax, legal, accounting or investment advice, and it is not a recommendation to buy or sell any security. Talk to your own tax and legal advisors before acting on anything you read or hear.

Estimates, not guarantees

The figures discussed in a review are estimates based on what you share and on current law. Tax law changes, and actual results depend on facts and decisions we do not control. Nothing on this site or in a review guarantees any tax outcome or result.

No advisory relationship

Visiting this site, submitting a request or attending a review does not create an advisory, fiduciary, attorney-client or other professional relationship.

Who conducts reviews

Each review is conducted by a licensed professional, who discloses their licenses, and the types of products they are authorized to offer, at the start of the review. Legal documents such as trusts and entity agreements are prepared only by licensed attorneys.

Requests and scheduling

Reviews are offered by application and at our discretion. We may decline or reschedule a request, including when a review would not be useful for your situation.

Third-party services

We use third-party services such as Meta, Calendly and Zoom. Your use of those services is governed by their own terms and privacy policies.

Content

The content on this site belongs to The Holding Class. You may share links to it but may not copy or republish it without permission.

Limitation of liability

To the fullest extent the law allows, The Holding Class is not liable for any loss or damage arising from your use of this site or from any decision made on the basis of its content or a review.

Governing law

These terms are governed by the laws of the State of Florida.

Changes and contact

We may update these terms; the effective date above shows when they last changed. Questions: [email protected].